GishiGo Support ForumSupportF.A.Q. & HelpPayPal "Confirmed" & "Verified"
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AaronC
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« on: January 13, 2008, 08:39:49 PM »

Overview

Online merchants who sell tangible goods commonly restrict shipment to customers having "unconfirmed address" as a way to reduce fraud.  GishiGo is not selling goods, nor is it shipping stuff, but it is using this technology as a means to help Driver & Passenger build confidence.  You might think of this as a "poor man's identity test" or a "seriousness filter".  It's quality information, either way, and that's always a good thing.

What does PayPal “CONFIRMED” address status mean?

PayPal uses an Automated Verification System (AVS) which compares the user requested shipping address with the credit card billing address.  If the shipping address passes this Automated Verification System check, the address will be deemed “Confirmed”.  The AVS comparison is performed on every transaction, even when paying with a credit card.  You can pass this comparison and be "Confirmed" without having a PayPal account.  Either with PayPal account or without, the transaction occurs thru PayPal on it's SSL encrypted website.  Do not attempt to pay the 99 cent post fee any other way.  It's always thru PayPal on their https:// (SSL) secure website.  You will be redirected from GishiGo to PayPal during the submission process.

“Addresses provided by UK and Canadian buyers may have a status of Confirmed. Because not all credit card companies are currently able to confirm addresses, only some UK and Canadian addresses can be confirmed at this time. Sellers can use the presence of a Confirmed Address as an additional risk management tool when considering transactions where the Seller Protection Policy may be unavailable. All addresses for PayPal members outside the US, UK and Canada will continue to show a status of Unconfirmed.”

PayPal Link

What does PayPal "VERIFIED” account status mean?

Verification increases the security of the PayPal network. Verified members have successfully completed PayPal's Verification system to establish their identity. The Verification process varies by country or region. For example, in the U.S., a Verified member has added and confirmed a bank account with PayPal. In Germany, a Verified member has completed a bank transfer or the Expanded Use Process. In most countries and regions where PayPal is available, a Verified member has added a credit card and completed the Expanded Use process.

PayPal encourages members to become Verified to increase trust and safety in our community. Because financial institutions screen their account holders, PayPal's Verification process increases security when you pay parties you do not know.

PayPal Link

Where do I see this information?

GishiGo only displays this information via email after the Passenger Make-a-Match to the Driver post.  The driver will be emailed passenger information, and passenger will be emailed driver info.  This automated email includes PayPal "Confirmed" and "Verified" status transmitted to GishiGo directly from PayPal upon user payment.  Your data is stored in GishiGo database for this reason.

Can't I just use PayPal myself and skip the whole GishiGo process?

Yes, it's entirely possible that you can find a driver or passenger(s) and privately arrange your trip.  It's good to search all over.  You need not restrict yourself to only GishiGo.  In general, sending a small payment back and forth between driver and passenger is a way to build confidence.  If you think of the big picture, honestly, your 99 cent post fee is a small amount when you are saving $15 ... $50 or more on your travel.  It's also easier to have an intermediary between Driver and Passenger collecting the info and automatically exchanging.  The GishiGo system was created for this reason.  GishiGo has many features that add convenience and value to your ride share planning.  You are welcome to announce your ride share all over the web, like on those free albeit annoying online social networks, then use GishiGo as your filter.  You might even state how you "have GishiGo post #XXXX ready to exchange ID info."  This shows everyone you are serious and not just full of BS (a common issue with popular social networks).  Think of GishiGo as a tool for your ride share coordination, not as an end-all website.

What if someone is "unconfirmed" and/or "unverified"?

It's up to each and every person to make their own individual criteria with whom to ride share.  GishiGo is not your big brother, nor your mommy!  You are not magically purchasing travel insurance, particularly not at 99 cents.  You are expected to use your best judgment to improve your experience and maintain your safety (individual responsibility).  GishiGo does not recommend with whom you should ride and with whom you should avoid.  How the heck would we know with whom, when, where you should travel?  Such a decision is yours to make.  GishiGo is an "open system" which helps people find each other and build some confidence.  You are encouraged to do your own research before you meet anyone, to travel with anyone.  This includes people who are "Confirmed" and/or "Verified" by PayPal.  That might be quality info., but alone it's not describing personality.  Perhaps you should make some phone calls to employer, university, etc., and confirm identity.  Do a background check.  Google the person.  Read their online profile (never trust what you read online).  Ask for some references and contact to confirm.  You really should do more then trust PayPal data.  By doing this you are likely assisting the other person learn about you and your personality.  Both people are likely thinking "who is this other person?"  Anyway, it's cheap and easy to place a few phone calls when you have that "confirmed" and "verified" status information. 

This PayPal data helps in a world of "disposable" email address.  Where people have multiple false identity and 1-time use social network accounts (that smells of trouble doesn't it).  Telephone numbers are NOT something you can trust, there's many ways people use them to give false impression.  You might even make a rule to avoid people who have "unconfirmed" address (like those online merchants who restrict shipment to "unconfirmed" address).  Perhaps you may choose to avoid anyone who expresses a seemingly legitimate rationale why they don't have the ability, nor their friends, nor their relatives, etc., to make this 99 cent payment through PayPal.  It might be a red flag to avoid!  Knowledge is empowerment, its your choice.  "Go With Someone You Know" GishiGo
« Last Edit: January 26, 2008, 10:01:09 AM by AaronC » Logged
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